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Has anyone done credit card shops for IPSOS?

June 23, 2025 07:48PM
I tried doing a shop for a credit card search. They want you to enter information you get for 4 credit card offers based on your credit score. I got lost in entering what cards and the information. They want to know if you get accepted, but for that you need to apply for the card and that puts a hard hit on your credit score. You're told it only puts a soft hit. I lost 2 points on my credit score.
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June 23, 2025 08:25PM
Shops looked like a pita so I avoided them
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June 23, 2025 08:28PM
What is a pita?
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June 23, 2025 08:29PM
@johnb974 wrote:

What is a pita?

Pain in the (backside)
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June 23, 2025 09:55PM
They say only list the top 4 offers, but the form has about 10 offers to fill out. They say your credit score will only take a soft hit. They want the screen shot of the acceptation or rejection. But you only get that by applying and that causes a hard hit on your credit score.
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June 23, 2025 10:23PM
@johnb974 wrote:

What is a pita?

The gyro bread.
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June 24, 2025 12:18AM
Credit scores go up and down daily, i wouldn't worry too much about it.

I did one last week, lots of screen shots which i expected having done these before. Completed last Friday, still not reviewed. Was hoping for payment tomorrow but obviously that is out.
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June 24, 2025 02:18AM
SO not worth it. There's a reason the scheduler's keep pounding them.

Mine wasn't even accepted, and you can only do them once.

Have synthesizers, will travel...
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June 24, 2025 02:32PM
ipsos went from one of the best msp to the absolute worst in the span of months.@#$%&'s crazy
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June 24, 2025 04:25PM
I do them for another MSC every few months. I have them for loan consolidation and student loan refinance and it did not effect my credit score unless it is a hard pull. You are entering basic information on yourself and it gives you a list of products you qualify for. You take a screen shot of the page and submit it. I have only done it for IPSOS once and they lied about the job, telling me it was 2 companies for $50 when in fact it was about 7. The other company pay ALOT more they start at $30 for each job. For the hard pulls they pay about $100.
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June 24, 2025 11:25PM
Hi - for those shops there are 2 different kinds, one of them is for 2 lenders and one is for 7 lenders, and they alternate.
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June 24, 2025 11:30PM
The report said they only needed 4 credit cards. The reports require 7.
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June 25, 2025 02:38AM
Not sure they were ever one of the best, but they have become absolutely the worst lately. Weeks to edit, new "editors" who aren't properly and trained and surly project managers with the same old routine of poorly written and incorrect guidelines paired up with mistake-ridden report templates. I'm avoiding them all together at this point.
@joedor101 wrote:

ipsos went from one of the best msp to the absolute worst in the span of months.@#$%&'s crazy
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June 25, 2025 07:23PM
Exactly! AND!!!..Ipsos knew this and lied about it in the instructions!
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