The one I did required at least a $300 refund. But if that's all you were getting, you probably would have to front the preparation fees. I'm having my prep fees deducted from my refund, but my prep fees were over $700 so if I didn't have a $940 refund due I would have had to cover that and wait to be reimbursed.
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I pray it does not occur that the last thing I did before I died was vacuum the house or eat broccoli.