@myst4au wrote:
Wow. I know exactly which MSC this is and the scenario. Personally, I would have looked at the 20% restocking fee as a reduction in the fee, so that $200 would really only be $100. I am not sure that I would have proceeded at that point. When this appeared the last time, you had to buy an item priced at $1500 or above and agree not to return it. I imagine that they found few people who happened to want to buy such an item, so the new scenario appeared. They seem to be just sitting there.
@scanman1 wrote:
It is possible that the MSC's client is the financing company and the store itself is being shopped to see if they are offering the financing companies product per contract. The MSC likely has no contact whatsoever with the store and is two parties removed from them. I saw the list of companies and many were privately owned single shops that would not have anything to do with an MSC.

@JASFLALMT wrote:
Canadamommy, you are mistaken. The scheduler was dumbfounded that the location(s) did not have the bank card. Maybe in your experience with some other MSC this happened to you, but in this particular instance in which the OP and I dealt with, it was not the case.
@JASFLALMT wrote:
Canadamommy, where are you getting your information? It makes no sense. I know that another shopper in my state who lives about 100 miles away from me did one successfully with expected payment of $200. My niece, who lives in a different state, also did one and will be paid her $200. It absolutely makes no sense that the financial institution does not know which retailers use their card, and even if for some bizarre reason they don't, why in the world would they pay shoppers such an exorbitant fee for this "clean list" when they could easily pay a team to pick up the phone and make phone calls to gather the information, rather than pay an MSC, schedulers, and shoppers to do that? The amount paid out would be considerably more to the MSC to do this. The purpose of this shop is to see if the retailer offers the card, then the shopper is to apply for the card and complete follow up for 30 days, including uploads of the credit card bill and information regarding the inquiry via email and phone call during this 30 days. Not to mention that I did a shop for this MSC concerning this same bank card several years ago at a well-known retailer with the same exact scenario. I had to do follow-up and keep the account open long enough to complete the tracking.